.cso-section {
    padding: 127px 0 166px;
    background: #F5F6FC;
}

.cso-container {
    width: 100%;
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 40px;
}

/* ── Header ── */
.cso-header {
    text-align: center;
    margin-bottom: 35px;
    max-width: 737px;
    margin-left: auto;
    margin-right: auto;
}

.cso-label {
    display: block;
    font-size: 12px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: rgba(0, 0, 0, 0.50);
    margin-bottom: 6px;
    line-height: 28px;
}

.cso-title {
    font-size: 38px;
    font-weight: 600;
    color: #000000;
    margin: 0 0 6px;
    line-height: 54px;
}

.cso-desc {
    font-size: 16px;
    color: rgba(0, 0, 0, 0.80);
    line-height: 28px;
    font-weight: 400;
    max-width: 694px;
    width: 100%;
    margin: 0 auto;
}

.cso-desc p {
    font-size: 16px;
    color: rgba(0, 0, 0, 0.80);
    line-height: 28px;
    font-weight: 400;
    margin: 0;
}

/* ── Grid ── */
.cso-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
}

/* ── Card ── */
.cso-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 30px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    box-shadow: 0px 2px 4px 0px rgba(0, 0, 0, 0.14), 0px 0px 2px 0px rgba(0, 0, 0, 0.12);
}

.cso-card--full {
    grid-column: 1 / -1;
}

.cso-card__title {
    font-size: 20px;
    font-weight: 600;
    color: #000000;
    line-height: 27px;
    margin: 0;
}

.cso-card__body {
    font-size: 15px;
    font-weight: 400;
    color: rgba(0, 0, 0, 0.8);
    line-height: 25px;
    margin: 0;
}

.cso-card__body p {
    font-size: 15px;
    font-weight: 400;
    color: rgba(0, 0, 0, 0.8);
    line-height: 25px;
    margin: 0;
}

@media (max-width: 900px) {
    .cso-title {
        font-size: 34px;
    }
}

@media (max-width: 768px) {
    .cso-section {
        padding: 60px 0 48px;
    }
    .cso-container {
        padding: 0 20px;
    }
    .cso-title {
        font-size: 30px;
        line-height: 1.25;
    }
    .cso-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    .cso-card--full {
        grid-column: 1;
    }
    .cso-card {
        padding: 24px 22px;
    }
}

@media (max-width: 480px) {
    .cso-title {
        font-size: 26px;
    }
    .cso-desc {
        font-size: 15px;
    }
    .cso-card__title {
        font-size: 17px;
    }
    .cso-card__body {
        font-size: 14px;
    }
}


/* =============================================
   HOW IT WORKS SECTION
   ============================================= */

.hiw-section {
    padding: 72px 0 0;
}

.hiw-container {
    width: 100%;
    max-width: 1094px;
    margin: 0 auto;
    padding: 0 40px;
}

/* ── Title ── */
.hiw-title {
    text-align: center;
    font-size: 26px;
    font-weight: 600;
    color: rgba(0, 0, 0, 1);
    margin: 0 0 50px;
    line-height: 54px;
}

/* ── Steps grid ── */
.hiw-steps {
  	display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 50px;
  width: 100%;
    max-width: 1014px;
    margin: 0 auto 48px;
}

/* ── Single step ── */
.hiw-step {
    display: flex;
    flex-direction: column;
}

.hiw-step__num {
    font-size: 36px;
    font-weight: 600;
    color: #0D5AFF;
    line-height: 48px;
    margin-bottom: 10px;
}

.hiw-step__title {
    font-size: 20px;
    font-weight: 600;
    color: #000000;
    margin: 0 0 8px;
    line-height: 27px;
}

.hiw-step__desc {
    font-size: 13px;
    color: #374151;
    font-weight: 400;
    margin: 0;
    line-height: 21px;
}

/* ── CTA ── */
.hiw-cta {
    display: flex;
    justify-content: center;
}

a.hiw-cta__btn {
    display: inline-block;
    background: #111827;
    color: #ffffff;
    text-decoration: none;
    font-size: 15px;
    font-weight: 600;
    line-height: 18px;
    padding: 13px 27px;
    border-radius: 50px;
    transition: all 0.3s ease 0s;
}

a.hiw-cta__btn:hover {
    opacity: 0.87;
}

@media (max-width: 900px) {
    .hiw-steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 28px;
    }
}

@media (max-width: 600px) {
    .hiw-section {
        padding: 56px 20px 48px;
    }
    .hiw-title {
        font-size: 28px;
        margin-bottom: 40px;
    }
    .hiw-steps {
        grid-template-columns: 1fr;
        gap: 28px;
        margin-bottom: 40px;
    }
    .hiw-step__num {
        font-size: 30px;
    }
    .hiw-step__title {
        font-size: 17px;
    }
    .hiw-cta__btn {
        font-size: 14px;
        padding: 14px 24px;
        white-space: normal;
        text-align: center;
    }
}